Phuket mortgage: questions and answers

Yes, it is built for buyers abroad. You need a passport copy, the 50% down payment and one statement from your bank, and everything is done remotely. Decision within 3 days on a foreign passport. Message us and we will map out your first step today.

Yes, many Phuket projects sell on instalments. For example, according to the project pages on our site, Vega offers a 5-year plan and Dominion Rawai offers 10 years after completion. We will match you with a schedule that suits your budget. Send a passport copy and we can start today.

Buyers often choose Rawai, Kamala, Bang Tao and Karon, close to beaches and tourist demand. Steady rental demand there helps cover the monthly payments. We will shortlist units for your goal. Check your monthly payment in our mortgage calculator.

Yes, foreigners can buy a condo in Thailand with a mortgage. We arrange it together with our partner bank: 50% down payment and a term of up to 15 years. You do not need Thai citizenship or a Thai visa to apply. Drop us a line and we will tell you what fits you best.

The down payment is 50% of the purchase price. Our partner bank finances the rest, and you repay it over up to 15 years. A passport copy plus the 50% down payment is all we need to start reviewing your application. Message us and we will map out your first step today.

You can take a mortgage for up to 15 years. Pick the term that gives you a comfortable monthly payment. Our calculator shows how the payment changes with the term. Send a passport copy and we can start today.

A copy of your passport is enough to get started. Together with the 50% down payment, it lets us begin reviewing your application. Your bank statement comes in as the next step. Check your monthly payment in our mortgage calculator.

Yes, a statement or letter from your own bank back home works. One statement is enough to get started. You can send it online, no trip to Thailand needed. Drop us a line and we will tell you what fits you best.

Yes, the whole process can be done remotely. You send your passport copy and bank statement online, and we handle the application and the purchase from due diligence to registration. Picture it: the keys to your sea-view condo already in your hands. Message us and we will map out your first step today.

Yes, you can buy a Phuket condo with a mortgage. Terms: partner bank, 50% down, up to 15 years, rates from 6% to 12.9% a year. It works for both off-plan and ready-built units near the beach. Send a passport copy and we can start today.

Yes, both work. We arrange the mortgage through our partner bank, while developer instalments follow the project payment schedule. See our selection of new builds with flexible payment. Check your monthly payment in our mortgage calculator.

A developer instalment plan comes from the developer and follows the construction schedule; a mortgage comes from a bank or finance company. Mortgage rates run from 6% to 12.9% a year, with 50% down, terms up to 15 years and a decision within 3 days on a foreign passport. Mortgages also work for ready-built condos. Drop us a line and we will tell you what fits you best.

Yes, villas can also be financed with a mortgage or a developer instalment plan. We set up the right ownership structure from day one, because land is held differently from a condo unit. We will shortlist villas where financing is straightforward. Message us and we will map out your first step today.

Yes, an equity loan on your home is a smart way to fund the down payment or the full price. You take the loan with your bank at home, and we handle the Thai purchase from due diligence to registration. We will help you line up the timing. Send a passport copy and we can start today.

Yes, that is our mortgage exchange service. We sell your mortgaged home, clear the loan and put the proceeds into your Thai purchase. No direct swap available? We will build a chain. Check your monthly payment in our mortgage calculator.

Yes, bank-owned (NPA) property is sold openly in Thailand, including through Legal Execution Department auctions. These units are often attractively priced. We check the unit and take the deal through to registration. Drop us a line and we will tell you what fits you best.

Talk to us straight away and we will find a way forward together. Options include agreeing a new schedule with the bank, renting the condo out, or selling it and closing the loan. Our buyers worldwide and AI agents search for a buyer for your property every day. Message us and we will map out your first step today.

Yes, you can repay early, in full or in part. The procedure is set out in the loan agreement, and we walk you through it before you sign. Many owners use rental income to pay down the loan faster. Send a passport copy and we can start today.

Yes, it is your property and you can rent it out. Rental income helps cover the monthly payments. We check the building rules on rentals before you buy. Check your monthly payment in our mortgage calculator.

Yes, it is safe: we manage the purchase from due diligence to registration. A condo is registered in your name as freehold within the 49% foreign ownership quota. The company acts as guarantor of the transaction, with escrow-style settlement. With you since 2007. Drop us a line and we will tell you what fits you best.

Most often it comes down to incomplete income documents or a property the bank did not accept. We find the reason, rebuild the application and submit it where it will go through. We know which banks to approach and greatly improve your chances. Message us and we will map out your first step today.

You get a decision within 3 days on a foreign passport. The sooner you send your passport copy and bank statement, the sooner you get an answer. The best units at launch sell first, so see what is available today. Send a passport copy and we can start today.

Send us a copy of your passport and we will review your application. Next you pay the 50% down payment and send one statement from your bank, while we match you with the property and the bank. Three steps and you are done. Check your monthly payment in our mortgage calculator.

Banks and mortgage finance companies charge from 6% to 12.9% a year. We confirm the exact rate for your property once your application is reviewed. The decision comes within 3 days on a foreign passport. Drop us a line and we will tell you what fits you best.