Not enough money to buy an apartment in Phuket?
No problem! CMP Realty will help you get a mortgage in Thailand even if you are not a resident of this wonderful country.
A loan for the purchase of housing in Thailand can be obtained for the purchase of condominium apartments in the primary and secondary markets of Bangkok and tourist resorts for their own residence. The maximum loan amount of the property value will be 50%, and the minimum loan amount is 1 million baht (recall that the baht rate is approximately 2.1 rubles). Rates, again in baht - 8.75 - 9.07% per annum. This is higher than in Europe, but significantly lower than in Russia. Loan term - from 1 to 10 years. The maximum age of the borrower at the end of the loan term should not exceed 70 years.
We do not require borrowers to provide a residence permit, work permit and marriage certificate with a citizen of the country. The source of income can be income abroad.
To get a loan to buy an apartment in Thailand, you need to provide CMP Realty as follows:
For legal entities:
The documents must be translated into English or Thai.
After submitting the documents, the loan is issued within 10 working days.
It should also be noted that there are additional costs - commissions, fees, appraisal and insurance. So that they do not come as a surprise to you, here is a short list of them and their costs. The first step is to pay a commission for opening a loan. Usually it is 1.25% of the loan amount (minimum 30-40 thousand baht). The mortgage registration fee will "eat" another 1% of the loan value. There is also a stamp duty - 0.05% of the loan value (maximum 10 thousand baht).
These are fixed payments. Other prices will be floating. First, it is real estate appraisal and Due Diligence. Here, the amount depends on the appraisal company. Then - compulsory insurance of the object (how much you have to pay determines the amount of insurance coverage). Obligatory life insurance of the borrower. Here, age, gender, contract duration, insurance amount and other factors play a decisive role. Finally, the penalty for early repayment of the loan. As a rule, this is 2% of the prepayment amount. Despite all these payments, a loan can become a convenient tool to buy an apartment in Thailand, and we, CMP Realty, will gladly help you with this.
Our impeccable reputation is confirmed by a long-term partnership with the largest banks of Russia and Thailand:
"VTB Bank", "Rosselkhoznadzor", "Bank Acceptance", "Sberbank", "Absolut Bank", "Transcapitalbank", "UniCredit Bank", "DeltaCredit", "Rosbank", "Metallinvestbank", "Nomosbank", representative of Kasikornbank, Siam Commercial Bank Bangkok Bank, TMB Bank, UOB Bank, DBO Bank OCBC Bank, Krungsri Bank, MBK Bank, HSBC, UBS, Ziraat Bankası, Garanti BBVA, İş Bankası, Royal Bank of Canada, Emirates NBD, First Abu Dhabi Bank, Mashreq.
Banks provide mortgage loans to our clients on preferential terms. Also our partners are the largest developers:
Sibakademstroy LLC, ESKaD LLC, SK LLC Pro Misto, Strizhi Group, Obstroyinvest, Ob-Invest LLC, Delta Development, PUMP CJSC, Glasssib LLC, SibResStroy LLC, Metapribor NISK, Progress LLC, TRANSSERVICE, Solnechnoye CJSC, Polikom, Energostroy, GREENAGROPROEKT LLC, ELKA Group development", PIK Group, Etalon Group, LSR Group, Setl Group, Lingonberry Group, Aeroplane Group, FGC Group, Granel Group, Heights Enterprise, world top groups in universal groups, blue sky group, new group, golden Tulip group.
CMP Realty gives each of our clients the opportunity to profitably get a mortgage loan, sell or buy an apartment.